Old woman Berthe leaves her house to live in her daugter Emilie's one. Emilie and her brother Antoine have fallen out three years ago and have not seen each other since, but Emilie invites him for Christmas. Memories will come up, and will be depicted both Berthe's destiny and the strange relationship between Emilie and Antoine.
After getting screwed over by life (again), two losers decide that enough is enough. Using stolen ski masks and stolen toy guns, they take hostages in their local bank, holding them for ransom. Things go well until the hostages learn what's going on, and demand a piece of the action for themselves.