On Christmas Eve, an old miser named Ebenezer Scrooge is visited by the spirit of his former partner, Jacob Marley. The deceased partner was in his lifetime as mean and miserly as Scrooge is now and he warns him to change his ways or face the consequences in the afterlife.
Nick's wife's in bed with his boss. He later gets a gun to his head by a carjacker but steps on the gas pedal. They end up friends after adventures together - holdups, burglary, reckless driving, revenge etc. Twists follow.
