Andy has problems raising the last payment for a used car and juggling three pretty girls with an upcoming country club dance scheduled. /// Andy's girlfriend Polly is planning to spend Christmas at her grandmother's, which puts a kink in his plans to take her to the country club Christmas party. He agrees (for a fee) to pretend to be the boyfriend of his buddy Beezy's girl Cynthia to discourage other suitors (Beezy is also leaving for the holidays), but Andy soon finds her too infatuated with him. Meanwhile, Andy's next door neighbor Betsy begins to fall in love with Andy even though she's younger than him. Everything comes to a head at the country club party.
A wealthy New York socialite falls for and marries a cowboy while out West. Her father disinherits her, and after trying to make a go of it as a cowboy's wife, they agree to divorce and she returns back east to her family. However, she soon changes her mind and determines to get her husband back.
In 1925, John becomes President of the prosperous Warren Bank when Maggie retires. Six years later, John, Helen and the two children are happy in their home, but the two mother-in-laws are still bickering. When Lizzy inadvertently starts a run on the bank, it closes when Maggie learns that John has done what she had told him never to do - used the bank bonds for a get rich quick scheme. To gain some money for the depositors, Maggie and John sell everything that they have and move in with Lizzy, who hounds them every day. Their only hope for a normal life is to get the bonds back from the crooks that have them.