An unscrupulous loan shark who makes excuses for his uncaring nature learns real compassion when three ghosts visit him on Christmas Eve. /// Ross Kemp - An unscrupulous loan shark who makes excuses for his uncaring nature learns real compassion when three ghosts visit him on Christmas Eve.
A veteran high school teacher befriends a younger art teacher, who is having an affair with one of her fifteen-year-old students. However, her intentions with this new "friend" also go well beyond a platonic friendship.